Charles has proven time and time again to me and my Military buyers, that his dedication and prowess is quite unmatched. I've entrusted him with my clients and the biggest financial purchase of their lives. Many of them are young families using their VA entitlement for the first time. And he has always come through with shining colors. 

I met Charles because one of my Army Vet clients was desperately searching on YouTube for VA Lenders after their loan had been denied. Charles drove down to San Diego to meet them in person, and closed an incredibly difficult VA loan. It happened again for a Navy Chief client who's loan with Builder Lennar Homes fell through. Charles stepped in like a rockstar and made it happen. What a blessing to have Charles available for rescues such as these and to take care of VA buyers in general.

Charles has pulled numerous VA deals out of the fire on my Listings and for Buyers. At times it makes my head spin . . . how does he pull it off after good Lenders have said No ?? Bravo Charles!

Charles pulled off the most unbelievable closing on an Impossible VA deal, the toughest I've ever seen in my time at new Builder D.R. Horton. I saw the challenges and to this day I am amazed.

Charles is my trusted outside lender without a doubt! I work for a Builder and they are much more stringent when it comes to loan requirements. When they deny a file, I automatically run to Charles and his team. They are always ready to come to the rescue and so prompt too. They’ve saved deals for me that my in-house lender could not do and I couldn’t be more thankful for this partnership. If anyone can do it, it’s Charles and his team!!!

Charles and his team were amazing to work with. I had a VA Buyer who'd started with Navy FCU but we had very tight timelines; Not only did he close the loan early he was able to lock the best rate. He is professional, knowledgeable and his service was top notch. Thank you Charles for a job well done.

If Charles can't get it done, it can't be done. Period. I had the honor of teaching Service Members side by side with Charles in Okinawa, Japan. The information he delivered on how they could use their VA home loan benefit was 2nd to none. I've seen his business flourish over the years. And it's because of his commitment to integrity and service.

As a Veteran myself, I have a special admiration for what Charles has done and continues to do for Military buyers. He's my first phone call when a VA deal on my listing is going sideways.

Charles is nothing short of incredible when it comes to VA loans. He has a unique mind which plows into the problem at hand and comes up with a solution. He then rallies the Buyer and Underwriter together to stitch together a Loan where it seems nothing exists. I’ve been blessed to work with him on numerous transactions.

Charles and his team were amazing during the home buying process. We had a somewhat challenging loan but Charles and his team made it happen and made us home owners. Charles even went out of his way to come to me and explain the whole loan process before we even started. They are experts in the VA loan process and are extremely knowledgeable. I would highly recommend Charles and his team to anyone for any and all of their loan needs.

Charles Vamadeva has been my lender of choice for the last 3 years. He is very passionate about helping service members which he takes immense pride in advocating for. I call him the VA Superhero since he is able to work magic and somehow pre-approve clients with challenging financial situations who were denied by other lenders and able to preapprove clients for upwards to a $100k more than competitors, which I have personally witnessed numerous times through the referrals I sent his way., Charles and his team at Patriot Pacific competitive advantage is gained through their extensive 20+ years of business along with countless continuing education that has allowed him to be a prominent loan officer in the Southern California area. Charles is very results driven; having over 55 lending partner to include in house lending exhausting as many known ways possible to provide favorable results for his clients. I knew there was something about Charles when I first seen his license plate, "VALOAN", never have I seen a lender or realtor this passionate and resourceful in helping veterans achieve the American dream to become homeowners;: providing shelter for their families and impacting their lives by affording them the opportunity to create generational wealth through equity.

Working with Charles and Patriot Pacific has been beyond outstanding. The dedication from him and his team to close the deal is parallel to none. Charles is the type of lender you want in your corner. Whether you have the perfect client or a trouble that needs help, you can best believe that he is going to go the same distance to ensure the transaction closes. He has assisted me on numerous occasions, and I have received the same outcome... Clear to close. Patriot Pacific Financial Corp is a mortgage company that you will want to work with. I enthusiastically recommend Charles for all loan products. 

Time and time again, Charles and his Team have shown their incredible ability to think through Loan problems and salvage deals. I am honored to be working with him to promote Veteran homeownership